Value Guard

of machinery and equipment

With the new Value Guard tool in our asset register PS DataCollect, you can determine the values of construction machinery, stationary machinery, plant and commercial vehicles in a regulatory-compliant manner throughout the entire process.

Representatives of financial institutions can quickly access the expertise they need and even consult external experts via the tool if necessary.

The tool generates data sets that can be used as a database for portfolio or individual valuations as well as for backtesting own valuations.

In addition, it is possible to integrate own data inventories as well as external data suppliers. In addition to the standard valuation at the push of a button, the asset register also offers the option to hire one of the defined valuers with specific asset know-how to create a qualified individual valuation based on the available individual data or after an on-site inspection.

Data of all asset segments, always up to date

With Value Guard, you receive everything you need for the valuation. Unlike in the vehicle sector, for example, valuation data for many of these assets is hard to obtain.

We have compiled information from selected data suppliers, which we continuously expand and update. In this way, all relevant property segments are covered throughout Europe.

If more in-depth information is required, you can also insert additional data such as intensity of use, area of application, scope of maintenance, etc., in order to make the valuation more specific.

 

Ratings by business purpose

Users can view different value histories for each object, depending on the business purpose:

  • NRV (Net Realizable Value) - the worst-case scenario that yields the net risk in the context of the business case compared to amortization.
  • OLV (Orderly Liquidation Value) - the value progression that reflects the liquidation as of the bank/leasing company.
  • FMV (Fair Market Value) - the value curve indicating the fair market value in free trading.

 

The expansion of the asset register solves key challenges facing the industry: banks and leasing companies are thus complying with requirements arising from MaRisk and the new EBA guidelines.

By closely monitoring their portfolio, they reduce their default risks and therefore have to deposit significantly less equity. They also reduce their costs.

Arrange a non-binding consultation now

Tanja Ebert

t.ebert(at)ps-team.de
+49 (0) 6123 - 9999 - 522